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  • Home
  • About Us
    • Who we are
    • Our Governance
    • Our Management
    • Our Awards
  • Our Products
    • Savings and Services
    • Loans
      • FOSA Loans
      • MSME Loans
      • BOSA Loans
    • Diaspora
      • Diaspora Loans
      • Diaspora Remittance
    • Digital Banking
      • USSD and Imarisha App
      • Making Payments
  • Membership
  • Diaspora
    • How to Enroll As A Member
    • Diaspora Loans
    • Remittance
  • Resources
    • Dividends & Interest Capitalization/Retention Form
    • Forms & Downloads
    • Insights
    • Upcoming Events
    • Our Gallery
    • Videos
    • Tenders
    • FAQs
  • Contacts

  • Portals
    • Careers Portal
  • +254 709 578 000
  • imarisha@imarishasacco.co.ke
Loan Calculator
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Tenders
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BOSA Loans

Development / Normal Loans
  • This product is open to all members.
  • A member can take maximum loan of 3 times deposits held.
  • Repayment period: 48 months.
  • Interest rate: 1% p.m on loan reducing balance.
Download Form

Premium loan

  • The Premium loan is open to all members.
  • A member can take a loan of up to 3 times deposits held.
  • Repayment Period: 60 Months.
  • Interest rate: 1% p.m on loan reducing balance.
  • It also attracts 1.5% premium interest recovered up-front
Download Form

Re-Finance Loan

  • This loan is open to all members wishing to refinance their existing loans.
  • Repayment period is 48 months.
  • Interest rate: 1% p.m on loan reducing balance.
Download Form
Education / School Fees Loan
  • This loan is meant for secondary, college or university fees.
  • A member can take a loan of up to 3 times deposits held.
  • Repayment period: 20 months.
  • Interest rate: 1% p.m on loan reducing balance.
Download Form

Emergency Loan

  • This loan is meant for unforeseen circumstances like burials, natural calamities, court orders, etc.
  • A member should have serviced all other loans.
  • Repayment period is capped at 12 months.
  • Interest rate: 1% p.m on loan reducing balance.
Download Form

Introductory Loan

  • This loan is available to new salaried members
  • A new member is eligible to a maximum loan of Kshs.200,000 where a third (1/3) is taken to member’s deposits.
  • Interest rate: 1% p.m on loan reducing balance.
  • Repayment period: 48 months.
Download Form
Sky Loan
  • This product is open to all members.
  • Annual dividends and interests are used to repay the loan.
  • A member can take maximum loan of 3 times deposits held.
  • Repayment period: 72 months.
  • Interest rate: 1% p.m on loan reducing balance.
Download Form

Sky Poa Loan

  • A member earns dividends & interests
  • Must have minimum BOSA deposits of Kshs.300,000
  • A member can take maximum loan of 3 times deposits held.
  • Repayment period: 72 months.
Download Form

Other BOSA Loans

–> Karibu Loan (12 mths)
–> Ideal Loan (84 mths)
–> Superior Loan (96 mths)
–> Take-Off Loan (84 mths)

Overview

BOSA LOANS Duration
Development/Normal Loans 48 months
Premium loan 60 months
Re-Finance Loan 48 months
Education/School Fees Loan 20 months
Emergency Loan 12 months
Introductory Loan 48 months
Sky Loan 72 months
Sky Poa Loan 72 months
Karibu Loan 12 months
Ideal Loan 84 months
Superior Loan 96 months
Take-Off Loan 84 months

We enable our clients achieve financial freedom by supporting them with finances to run their businesses.

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Tel: +254 709 578 000

Email: imarisha@imarishasacco.co.ke

Imarisha Sacco building,

P.O Box  682-20200, Kericho, Kenya.

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