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All Micro credit products ranging from Chama loan, Chap Chap loan, Pamoja Plus, Binafsi loan and Pamoja loan are savings based products .one must make savings to get his or her preferred loan product. This deposits is only refundable on loan discharged or on voluntary withdrawal in the event of cessation.
A Micro-credit member is required to make a minimum monthly contribution of Kshs 500 per month as micro credit deposits.


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